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Provides home ownership opportunities to low- and moderate-income individuals through several loan, grant, and loan guarantee programs. Funding may be available for single family homes, apartments for low-income persons or the elderly, housing for farm laborers, and community facilities such as childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

Offers loans to help with home repairs. Applicants must own and occupy their residence and meet the income guidelines. The 0% or 3% loan can provide up to $10,000 in home repairs.

Offers low interest loans to improve housing conditions and housing energy consumption. Loans can be used for repairs, energy conservation improvements and environmental modifications and/or access for disabled. No cosmetic or other improvements except as noted. A lien is placed on the home for amounts over $3,000.

Offers emergency home repairs and repairs for owner occupied single family homes. Repairs are for the health and safety of residents and structural integrity of the home and may include septic tanks, roofs, hot water tanks, as well as address accessibility issues.

Offers home improvement grants to very low income home owners to bring the home to HQS (Housing Quality Standards). All code issues are addressed.

Awards partial-to-full funding assistance to homeowners for the purpose of making necessary repairs to their home. Eligible repairs include roof, window and door replacements, upgrades/repairs to electrical and plumbing, installation of insulation, chimney repairs and/or provisions for handicap accessibility.

Provides grants to assist eligible homeowners to make essential home repairs and to correct basic structural deficiencies that present health and safety hazards to the residents. Improvements may include repairs to major building systems (roof, electrical, heating, plumbing) as well as code items and other necessary repairs. The program does not provide funds for basic remodeling costs. Priority will be given to properties in greatest need of rehabilitation.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Provides grants to assist eligible homeowners to make essential home repairs and to correct basic structural deficiencies that present health and safety hazards to the residents. Improvements may include repairs to major building systems (roof, electrical, heating, plumbing) as well as code items and other necessary repairs. The program does not provide funds for basic remodeling costs. Priority will be given to properties in greatest need of rehabilitation.

Replaces dilapidated mobile homes with new manufactured homes for those who qualify.

Works with income-eligible households (homeowners, renters, and landlords) to improve the energy efficiency of the home (single family units, manufactured housing, and 1-4 building rental units). Considers weatherization efforts including insulation and air sealing; home heating sources, hot water tanks, carbon monoxide or smoke detectors, solar options and more, to ensure the health and safety of homes. Grants offered through New York State Energy Research and Development Authority (NYSERDA) for income-eligible households, referrals and assessment also available.

Offers home improvement grants to very low income home owners to bring the home to HQS (Housing Quality Standards). All code issues are addressed.

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Works with income-eligible households (homeowners, renters, and landlords) to improve the energy efficiency of the home (single family units, manufactured housing, and 1-4 building rental units). Considers weatherization efforts including insulation and air sealing; home heating sources, hot water tanks, carbon monoxide or smoke detectors, solar options and more, to ensure the health and safety of homes. Grants offered through New York State Energy Research and Development Authority (NYSERDA) for income-eligible households, referrals and assessment also available.

Offers economic development loans for commercial development/maintenance, housing rehabilitation loans for rental properties, and loans to help with water and sewer issues. Helps to identify other funding sources to help build the local business economy, including providing demographic and statistical data, identifying commercial sites and buildings, coordinating reviews and help with understanding and complying with local zoning and code laws.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Offers emergency home repairs and repairs for owner occupied single family homes. Repairs are for the health and safety of residents and structural integrity of the home and may include septic tanks, roofs, hot water tanks, as well as address accessibility issues.

Offers economic development loans for commercial development/maintenance, housing rehabilitation loans for rental properties, and loans to help with water and sewer issues. Helps to identify other funding sources to help build the local business economy, including providing demographic and statistical data, identifying commercial sites and buildings, coordinating reviews and help with understanding and complying with local zoning and code laws.

Provides home ownership opportunities to low- and moderate-income individuals through several loan, grant, and loan guarantee programs. Funding may be available for single family homes, apartments for low-income persons or the elderly, housing for farm laborers, and community facilities such as childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

Offers emergency home repairs and repairs for owner occupied single family homes in order to help repair or replace water wells and septic systems. Repairs are for the health and safety of residents and structural integrity of the home.

Awards partial-to-full funding assistance to homeowners for the purpose of making necessary repairs to their home. Eligible repairs include roof, window and door replacements, upgrades/repairs to electrical and plumbing, installation of insulation, chimney repairs and/or provisions for handicap accessibility.

Assists Allegany County homeowners, sixty years of age or older, with emergency repairs or code violations that create a hazardous condition or pose an immediate threat.

Offers loans to help with home repairs. Applicants must own and occupy their residence and meet the income guidelines. The 0% or 3% loan can provide up to $10,000 in home repairs.

Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

Offers various grants and loans to help homeowners ensure safe housing. Improvements may include waste and water systems, roof, siding, code upgrades, windows and doors, structural components, and heating upgrades.